Rabu, 05 Oktober 2011

Maximize Your Financial Life

I know, It doesn't sound like me at all. But somehow, today I'm just feeling to write something about my job, and about what I am trying to do.

I'm sure that everyone mostly, basically want to maximize their life in every aspects. To have a complete and balance life, people try to get the best they can get in social life, love life, religion, financial, hobby, and other aspects.

I won't talk about getting good friends or getting the love of your life here. I'm just gonna talk about one important aspect, financial.

Basically, I don't really believe that there is someone in this world can really live without money. Okay, forget about the monks, except you are one of them.

We are either gonna have kids to raise, gonna grow old and unable to earn money, gonna need funds to reach our dreams, to help our family, to help others, or any other concerns those need lots of money. That's why we have to work. People don't work hard for nothing.

Basically, people do two main things to maximize their financial. First, they do they best to earn money, and the second, they have to manage the money they have earned. But, in reality, people--especially in Indonesia--only do the best to earn money, and forget about the manage-the-money part. So, after hardly working their ass off for getting the money, they then waste the money for a short-term happiness. They spend most of the money, even mostly spend all the money. They buy unnecessary fancy outfits, they eat fancy food, they buy everything they want.

Don't get me wrong, it is not a crime to spend your own money like that. Of course you have to spend money for your basic needs such as food, clothes, internet, electricity, transportation, rite? And sometimes you also need to spend money for fancy thing you really need, or even you really 'want' without 'need'.
But, instead of spend all of your money, why don't you save some for your future, or at least for unexpected expense. We never know, rite?

There are two unwanted possibilities in life: the possibility of something we want to happen, doesn't happen; and the possibility of something we don't want to happen, happens.

I mean, let say, now you can really tell me that you don't need anything more; you are already satisfied with your life. Okay, I get it. Maybe you are single, have a well-paid job, or maybe wealthy parents those always support your financial needs, and maybe you don't have expensive needs yet.

But what about later? Who knows that one day you'd decide to have family? Who knows that one day you might have kids to raise, kids those always need well educations. Maybe someday you're gonna need to have your own house. Maybe someday you're gonna need to support your parents. Who knows?

Maybe now you can tell me that you don't need one million dollars, but can you promise me that you would not need one million dollars EVER?

So, what I am doing now, with my job and my own life, is managing to have future assets. I am trying to control my expense efficiently, and managing the rest of my income with good financial planning. I have my own trustworthy financial adviser. I always ask him to give me advises and also learn from him, and now I'm also going to take the financial adviser class, so I can be as good as my financial adviser and can satisfy my clients just as he always satisfy me.

I work in the best financial company, with the best financial planners, and manage my money and my clients money there with them.

"You may say I'm a dreamer, but I'm not the only one. I hope someday you'll join us." (Imagine by Lennon)

Success always for you guys!